Monthly Archives: March 2018

Should You Get Product Liability Insurance as a Business Owner?

Product liability insurance is a type of insurance that protects a company against claims or lawsuits that could arise from products or services a company has made or sold. This type of insurance covers a manufacturer’s or seller’s liability for any injuries or property damage that was endured by a third party due to a defect or malfunction. Examples of these products could be tools, machines, or other sort of equipment. The third party could be anyone that used the product, bought the product, or was just a bystander to an injury or incident. Should I Get Product Liability Insurance for my Business? Product liability is covered under a general liability policy. This will combine with liability for any work you have completed, and together the coverage is called products-completed operations liability. Companies that manufacture or utilize potentially hazardous products and equipment, such as oil rigs, can have some difficulty…
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What Are the Current Pedestrian Accident Statistics in Louisiana?

Pedestrian injuries and fatalities happen every day, and they are more common in busy cities and towns where pedestrian activity is commonplace. Recent studies in Louisiana have shown that although vehicular deaths and injuries have decreased, pedestrian fatalities have actually increased. There is some interesting research behind why this has occurred and what Louisiana should do to fix this unfortunate issue. What Do Statistics Show? In 2012, Louisiana statistics showed that pedestrians accounted for almost 17 percent of all traffic deaths. This means that Louisiana has the fifth highest pedestrian fatality rate in the country, and this rate has been increasing by 30 percent every year. What’s even more striking about this research is the racial breakdown of the victims; African Americans are 67 percent more likely to die in a pedestrian accident-related death than non-Hispanic whites. Louisiana also had the third highest pedestrian fatality rate in the country for…
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Ways to Avoid a Deadly Explosion or Fire in an Oil Field

Workers in the oil industry face many deadly hazards on a daily basis, and they are constantly at risk for serious or fatal injuries. Oil rig employees regularly face the risk of explosions and fires due to an ignition of flammable gases and vapors that they are constantly surrounded by. If workers follow the right safety protocol, they can generally escape and survive an explosion or fire, but there are some main protective techniques that are especially helpful. What Are the Best Ways to Avoid an Explosion or Fire? Flammable gases, such as hydrogen sulfide, well gases, and well vapors can be released from wells, trucks, manufacturing and production equipment, or even surface equipment such as shale shakers and tanks. If any of these vapors are exposed to certain sources, they will ignite and cause a fire. Sources of ignition can be electric static, electrical energy sources, open flames, cigarettes,…
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