How Should You Handle Insurance Companies After an Accident?

How should you handle car insurance after an accident?Surviving a car accident is often a traumatic experience. However, it can also be a confusing experience when it is very easy to make mistakes. One of the most common mistakes people make is speaking to the other driver’s insurance adjuster before contacting an attorney. You are under no legal obligation to speak to the other driver’s insurance adjuster. In fact, doing so can seriously jeopardize your claim.

If you contact an attorney after an accident, you can avoid making mistakes that lead to your claim being reduced or denied.

Very soon after an accident, an insurance adjuster may attempt to contact you. People often make the following mistakes when talking to insurance adjusters (which is a mistake in itself).

Agreeing to settle: After an accident, the other driver’s insurance adjuster is likely to call you and push for a quick settlement. You might be unaware of the full cost of your injuries. By settling quickly, you may not receive the compensation needed to recover.

Participating in recorded conversations: When insurance adjusters call, they are likely to ask if they can record your conversation. Whatever is said can be used against you at a later time. Any mistake said, no matter how small, can be cherry picked at a later date and used against you.

Giving too much information: Insurance adjusters are going to ask for details on the accident. They may not be direct in how they go about asking. The more you say, the more can be used against you.

Why You Should Contact an Attorney After an Accident

Your insurance company and the other driver’s insurance company will take your claim more seriously after you retain a personal injury attorney. Personal injury attorneys deal with insurance companies all of the time and know the tricks they can pull to reduce or deny claims.

In addition, an experienced personal injury attorney will know the true extent of your damages and will fight to ensure that you get what you need to recover.


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