The Workers’ Compensation Research Institute (WCRI) studies workers’ compensation patterns across the United States. A recent study released by the institute has shown that after several years of growth in the cost of workman’s comp claims, claim costs have leveled out and seen little increase in the past two years. However, Louisiana still has higher workers’ compensation payments on average than the other states studied, despite leveling off.
According to the WCRI, the higher costs per claim in Louisiana apply to all types of payments, including indemnity and medical costs. The higher indemnity costs are due to temporary disability periods in Louisiana that usually last longer than those in other states. Medical costs were also high, due mostly to the higher price of hospital visits in Louisiana. It was also found that the number of cases where a worker retained an attorney grew between 2008 and 2013, possibly contributing to the growth in the cost of workers’ compensation claims to insurers during those years.
Workers’ compensation is a no-fault system that provides workers who are hurt on the job with compensation for their medical bills and a portion of their lost wages. In exchange for this protection, employees are usually not able to sue employers for negligence. Unfortunately, workers are not always appropriately compensated and can even be turned down for workers’ compensation. In these cases, it might require the involvement of a Louisiana workers’ comp attorney.
When Should I Talk to a Workers’ Comp Attorney?
If you were hurt on the job, it might be wise to contact an attorney as soon as possible. It is important to seek workers’ compensation as soon as possible and to know which steps to take to present your employer with an accurate claim. Take a look at our blog to learn more about workers’ compensation, and check in with us on Facebook and Twitter.
Galloway Jefcoat LLP – Personal Injury Attorneys