How Do I File a Claim After a Hit-and-Run Car Accident?

Photo of broken car after the accident

According to a new study by the AAA Foundation for Traffic Safety, hit-and-run accidents and fatalities are at an all-time high. Louisiana, along with New Mexico and Florida, made the top of the list for the highest death rates from hit-and-run crashes.

A hit-and-run car accident occurs when a driver intentionally leaves a car accident scene without providing contact information or speaking with law enforcement. This happens if a car hits you and drives off, or if a car crashes into your unattended parked car with no contact information provided. Since this type of car accident is a unique incident, victims of a hit-and-run sometimes wonder how they should file an injury claim.

How Do I File My Insurance Claim After a Hit and Run?

Most uninsured motorist coverage from your car insurance company covers accidents that were hit-and-runs. Certain states, such as Louisiana, do not allow UM property damage coverage to be used to pay for damages from a hit and run accident. Filing your claim for a hit and run will depend on the other person and what information you have. In Louisiana, personal injury protection, medical payments coverage, and collision coverage can cover any car damage or injuries instead.

If you were not able to identify the car that hit you, you can receive the car insurance information from your insurance company or the policy, and then file the claim with your insurance company. If the driver did not have enough protection, filing a lawsuit with help from your attorney could be your best option. If you don’t have identification from the other person and you don’t have adequate coverage, you can file a claim with your own car insurance company.

If you were a victim of a hit and run accident in Louisiana, you should contact an experienced Lafayette car accident attorney who can give you more information. Contact Galloway Jefcoat LLP today for your free consultation.

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